SoFi Technologies, Inc. (SOFI)
SoFi Technologies, Inc.
Scored against other Financial Services stocks, not a fixed scale.
The quick read
SoFi Technologies reads as neutral right now, with no clear lean either way.
- What's working
- Sales and profits grew faster over the past year than at most other financial companies.
- Worth watching
- Its price has been falling, trading below its recent averages.
Analyst price target
~12-month · 23 analystsPublished targets from Wall Street analysts (public data) — what analysts expect over roughly a year. This is not a StockGlow forecast and not a recommendation. Analyst targets are frequently wrong.
About SoFi Technologies, Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services…
- Sector
- Financial Services
- Industry
- Credit Services
- Employees
- 6,100
- Headquarters
- San Francisco, CA
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What’s behind the score
Valuation
P/E 29.7 — lower than 12% of Financial Services peers
P/B 1.7 — lower than 71% of Financial Services peers
P/S 4.4 — lower than 38% of Financial Services peers
EV/Revenue 4.4 — lower than 41% of Financial Services peers
PEG 0.5 — lower than 91% of Financial Services peers
Profitability & quality
Operating margin 17.0% — higher than 15% of Financial Services peers
Net margin 14.9% — higher than 24% of Financial Services peers
ROE 7.1% — higher than 6% of Financial Services peers
ROA 1.2% — higher than 31% of Financial Services peers
Financial health
Debt/equity 0.3 — lower than 77% of Financial Services peers
Current ratio 1.10 — higher than 71% of Financial Services peers
Quick ratio 0.46 — higher than 46% of Financial Services peers
Cash/debt 0.99 — higher than 68% of Financial Services peers
Growth
Revenue growth 42.6% YoY — higher than 97% of Financial Services peers
Earnings growth 40.4% YoY — higher than 81% of Financial Services peers
Ownership & investor activity
Payout ratio 0.0% — atypical vs Financial Services peers
Net insider buying, +13.9% of insider shares
Institutions net sold, -33.4% of shares held
Insiders hold 1.5% of shares outstanding
16.9% of float sold short
Momentum
Below its 50- & 200-day averages
4% of the way from its 52-week low to high